Choice Finance®: U.S. mortgage company for home purchase, refinance, & home equity loans.

January 5th, 2009
Happy New Year, make it a great 2009!

Show us your good faith estimate and the odds are we will beat it.

If you are thinking about using a big company like Quicken, Ditech, Countrywide, or Eloans... just keep in mind that these giants spend a lot on advertising to get your business and therefore have huge fixed expenses to pay.  

We are a smaller shop with minimal overhead and lender & broker options.  The result is a lower rate and lower or no fees with the highest level of customer service.  Our experienced, professional, full-time Loan Officers are seasoned experts. 

Loan Officer »

 

Pre approval or commitment letter before you shop

If you are looking to purchase real estate, make sure you have your mortgage approval letter in-hand.  You will need this for your Real Estate Agent to submit with your offer. 

Getting approved for financing up front will let us gauge how much you qualify for.  It will also give you the opportunity to see what your payment options look like.

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PRIME NOW 3.250%
2009 FHA LIMITS
2009 FNMA LIMITS

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One popular loan right now, is the NO CLOSING COST refinance. 
Ask us to show you this no cost mortgage option and also our no cost heloc.

If you have an ARM that has adjusted upward, or an ARM that is coming due, have us put together some options for you that will lower your payment and/or fix your interest rate.

We are very proud to share with you the comments of our clients.  Please get to know us better, and view hundreds of actual testimonials written by our borrowers over the years.  You may also search homes for sale at Choice Real Estate® in Maryland, Virginia and Washington, D.C.